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I live in the state of Illinois.
I have no insurance, however I live with my mom (I am supported by her) and I am on her insurance.
I am considered dependent and have no source of income, and I am a full-time student receiving aid.
All I need to know is what the age limit is to remain covered under the insurance.
I am pretty sure the type of insurance I have does not matter, but it is Bluecross for health and State Farm for auto. I was informed that to remain a “Full time student” I need an active 12+ credit hours, however with my documented disabilities I am only required 8 (Dyslexia, ADHD, two heart conditions, and short-term memory loss.)
The real question comes from this. We were told that unless I am 12+ hours I will be dropped. I am 21, so I am over the minimum age for it. In other words, I’d have to fight my way through to stay on the insurance. But I’m finding laws passed that move the age up to 26, so someone like me could still hold 8 CH and still be fully covered.
I know the Yahoo Community is not the most useful sources, but I’m hoping it could at least steer me in the right direction.
The site I’ve heard this new law on are the following:
Young Adult Dependent Coverage:
http://www.insurance.illinois.gov/HealthInsurance/ya_dependent.asp
Like I said, I just want to know if this is correct. It’s on a government website, but it is still online. And I do have to argue with an insurance company about this. So please be as accurate as possible.
Thanks.
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